We offer US tax return preparation services through our sister firm, MHTax. This is an optional service available exclusively to clients of Swiss American Wealth Advisors, and it requires a separate engagement with MHTax. Tax services provided are considered an outside business activity and are not offered through Dynamic Wealth Advisors.

 

We have teamed up with Swiss tax advisors to offer coordinated US and Swiss tax preparation services. This requires a separate engagement with the Swiss tax preparation firms and is available exclusively to clients of both Swiss American Wealth Advisors and MHTax. Tax services are considered an outside business activity and are not offered through Dynamic Wealth Advisors.

Yes! We do not require investment assets to work with us. We are a financial planning focused firm and understand that not every client who needs financial planning advice has assets to invest or otherwise wants to delegate the management of their investment assets.

We offer optional investment management services, in partnership with our dedicated portfolio team, with our SAWA Navigator™ planning service starting at just 0.50% of AUM. The purpose of investment management is to help you achieve your financial planning goals. We believe, therefore, that an effective investment management plan must begin with a financial plan. If you already have a financial plan in place and just want to delegate the management of your investments, we may be able to help. Investment minimums apply for investment management services without financial planning services, considered on a case-by-case basis.

We do not offer hourly planning services. The complexities of crossborder financial planning require a comprehensive approach in order to provide accurate and effective recommendations. We reserve our services for those looking for this comprehensive approach to crossborder financial planning.

We believe that a disciplined investment approach using portfolios that are diversified across asset classes and regions can help to deliver superior long-term results. Our portfolios are built with highly liquid and low-cost ETFs from established companies. We consider asset location and follow a tax efficient rebalancing process to maximize after-tax returns. We have the technology and processes in place to consider your outside accounts, such as US and foreign employer sponsored pensions. We also have the experience to account for non-traditional investments such as private equity, hedge funds, and real estate. Finally, we are partnered with a dedicated and seasoned portfolio management team that oversees the day to day administration of your investment portfolio.

Yes. In addition to traditional portfolio solutions, we offer sustainable investment portfolios that account for Environmental, Social and Governance (ESG) factors. ESG data on companies has become increasingly available over the last few years. This allows us to offer portfolios built with ETFs (exchange-traded funds) that exclude certain industries such as weapons manufacturers or tobacco companies. Industries included might focus on a particular theme, or aim to have a positive impact by promoting positive and limiting negative externalities. Investing in ESG portfolios involves risks, please refer to our ADV for more details.

Yes. We offer alternative investments such as private investments, hedge funds, and cryptocurrencies if you qualify as an accredited investor and when these investments are appropriate for your situation and are aligned with your financial plan. Some of these alternative investments may also be available to non-accredited investors. Investing in alternatives and cryptocurrencies involves risks, please refer to our ADV for more details.

Yes. We offer direct/personalized indexing when this investment strategy is appropriate for your situation. With direct/personalized indexing, you own the underlying securities in the portfolio, rather than shares of an investment fund. This approach provides additional opportunities to personalize your investments and potentially gain greater tax efficiency through daily tax-loss harvesting. Direct indexing involves risks, please refer to our ADV for more details.

We believe that every person deserves access to quality financial education that can empower them to make good financial decisions. For individuals and families who are unable to engage us for our professional services, our blog and educational videos provide free educational resources. Additionally, we regularly conduct educational workshops, covering topics like tax reporting, tax planning, saving for retirement, risk management, and legacy planning. To inquire about our next educational workshop, please email us at info@swissamericanwealth.com

To minimize conflicts of interest and seek better alignment with our clients, we do not accept sales commissions or referral fees from investment product providers or independent professionals. We only receive compensation in the form of financial advisory fees paid by our clients as detailed in their financial planning advisory agreements. Our clients pay us a transparent fee for our advice.

We work hard to make sure your money is safe. We are affiliates of a Registered Investment Advisor (RIA) with over $4.8 billion in assets under advisory (Dec. 2023) serving more than 5,000 families. We work only with top financial institutions like Charles Schwab and Fidelity as our independent custodians, and we use leading industry technology for investment management and financial planning. We hold multiple professional credentials, and we are held to a fiduciary standard, which means that we are required to always provide advice that is in your best interest, even when it’s against our own.

We offer US insurance services through our sister firm, Swiss American Risk Advisors. We have teamed up with Ash Brokerage to offer independent insurance solutions when needed. Insurance products offered are considered an outside business activity and are not offered through Dynamic Wealth Advisors.